Wholesale Solution Division


It is a cash management service for non-individual customers that allows them to conduct financial transactions more effectively and efficiently.

BNI's various cash management solutions have proven to be effective in assisting customers in developing more efficient business processes, there by increasing customer productivity. The electronic and digital solutions were developed to increase efficiency in BNI's internal work processes, allowing it to provide better services to customers.

BNI has succeeded in becoming the "Bank of Choice" and continue to strengthen its position as the transaction bank of choice for customers through a diverse range of efficient, effective, safe, and dependable cash management services since its founding in 2009.

Supported by the BNIDirect application (corporate internet banking), which has a complete service feature based on current needs, "Value Chain Management" services, "Open Banking Solutions," and the "BNI Bank Guarantee", Transactional Banking Services from BNI always provide the best and most integrated solutions for the customer (end-to-end solution).

Repositioning to be more rapid, focused, and profound in providing customized solutions and be more profitable, The Transactional Banking Solutions Division was renamed into The Wholesale Solutions Division in 2021.

BNI's banking transactional services have won multiple awards, including :

2021
  • Asiamoney, Indonesia Market Leader.
  • Asiamoney, Indonesia Market Leader (Domestic Banks).
  • Asiamoney, Indonesia Best Service (Domestic Banks).
  • Euromoney, #1 Indonesia Market Leader Category Overall.
  • MarkPlus Inc - Marketeers, Omni Performance For Innovative Product - Omni Brand of The Year 2021.
  • MarkPlus Inc - Marketeers, Marketeers Editor's Choice Award 2021 - Service of The Year.
  • Corporate Treasure Awards, Best Cash Management Bank - Region South East Asia (Indonesia, Malaysia, Philippines, Singapore and Thailand).
  • Alpha SEA, Best Cash Management Solution and Best Liquidity Management Solution Bank Negara Indonesia Syariah's Notional Pooling for PLN.
  • Alpha SEA, Best Banking API Solution Bank Negara Indonesia Syariah's API Digital Service.
2020
  • Asiamoney, 1st for Market Leaders in Indonesia among domestic banks (as voted by corporations).
  • Asiamoney, 1st for Best Service in Indonesia among domestic banks (as voted by corporations).
  • Euromoney, # 1 Indonesia Domestic Market Leader (category Overall) voted by Non FI.
  • Euromoney, #1 Market Leader in Asia Pacific for Indonesian Rupiah Transaction as ranked by Financial Institution in Euromoney's 2020 Cash Management Survey.
  • Alpha SEA, Best Cash Management Bank in Indonesia” VA Debit Cardless Withdrawal
2019
  • Euromoney, Indonesia Market Leader (Asian banks only) as voted by corporate in 2019 CMN Survey.
  • Alpha SEA, Best Receivables Solution in Southeast Asia (BNI Autopayment dan BNI Cash Management).
2018
  • Asiamoney, Best Service Non Financial Institution for Indonesia.
  • Asiamoney, Best Bank for Technology in Cash Management for Indonesia.
  • Asiamoney, Top 25 Market Leader Financial Institution for All Transactions - rank 14 from 25.
  • Asiamoney, 2nd Best Domestic Cash Manager.
  • Euromoney, Best Service Cash Management Non FI in Indonesia Category Overall.
  • Alpha SEA, Best Cash Management Bank in Indonesia (BNI's ecosystem based eduPATROL and Smart Tenant).
  • Global Finance, The 2018 Treasury and Cash Management Awards in Indonesia.
2017
  • Euromoney, #1 Market Leader in Asia for Indonesian Rupiah Transaction services as ranked by Financial Institutions in Euromoney’s 2017 CM survey.
  • Alpha SEA, Best Cash Management Bank in Indonesia.
2016
  • Asiamoney, Best Local Cash Management Bank in Indonesia as voted by Large Corporates .
  • Asiamoney, Best Local Cash Management Bank in Indonesia as voted by Medium Corporates .
  • Asiamoney, 2nd Best Local Cash Management Bank in Indonesia as voted by Small Companies.
  • Alpha SEA, Best Cash Management Bank in Indonesia.
  • CFO Innovation Awards Best In Cash Management.
  • Finance Minister of RI, PNBP Awards 2016 Bank and Pos Persepsi yang Berperan Aktif dalam Implementasi Sistem Informasi PNBP Online (Simponi).
2015
  • Asiamoney, Best Local Cash Management Bank in Indonesia as voted by Large, Medium and Small sized Company.
  • Asiamoney, Best Overall Domestic Cash Management Bank in Indonesia as voted by Large Corporates.
  • Asiamoney, Best Overall Cross Border Cash Management Bank in Indonesia as voted by Large Corporates.
  • Alpha SEA, Best Payables/Receivables Solution of The Year.
  • Global Finance, Best Treasury Cash Management Bank in Indonesia 2015.
  • The Asian Banker, Best Cash Management Bank in Indonesia.
2014
  • Asiamoney, Best Local Cash Management Bank in Indonesia as voted by Large Corporates and Small Companies.
  • Asiamoney, Best Overall Domestic Cash Management Services as voted by Large Corporates.
  • Asiamoney, Best Overall Cross Border Cash Management Services as voted by Large Corporates.
  • Alpha SEA, Best Payable Solution of The Year 2014 in Southeast 2015.
  • Corporate Treasure, Best Cash management Bank in Indonesia .
2013
  • Asiamoney, Best Local Cash Management Bank in Indonesia as voted by Large and Medium Corporates.
  • Asiamoney, Best Overall Domestic Cash Management Services as voted by Large Corporates.
  • Asiamoney, Best Overall Cross Border Cash Management Services as voted by Large, Medium Corporates and Small Companies.
  • Alpha SEA, Best Cash Management Solutions of The Year 2013 in Southeast Asia.
2012
  • Asiamoney, The Best Local Cash Management Bank in Indonesia for Large, Medium corporate and Small company.
  • Asiamoney, The Best Overall Domestic Cash Management Services for Large and Medium corporate.
  • Asiamoney, The Best Overall Cross-Border Cash Management Services for Large and Medium corporate.
  • Alpha SEA, Best Cash Management Solutions of The Year 2012 in Southeast Asia.
2011
  • Alpha SEA, Best Cash Management Solutions of The Year 2011 in Southeast Asia.
2010
  • Asiamoney, Best Local Cash Management Bank as voted by Large and Medium sized Corporates.