Make a more beautiful and calm retirement happen with BNI Fleksi Pensiun, a pension loan facility from BNI for all your needs, special for prospective retired for ASN employees, TNI/POLRI, and employees at selected BUMN/BUMD institutions and retired participants from PT. Taspen (Persero), PT. Asabri (Persero) and institutions/pension institutions that have collaborated.
- Competitive interest rate.
- Attractive features.
- Maximum credit loan of up to 500 million.
- Loan term of up to 15 years.
- Participant’s maximum age by the time the loan is paid off is 75 years.
| Document Type | Pensioner | Prospective Pensioner |
| Copy of the Applicant's ID Card | ✔ | ✔ |
| Copy of checking/savings account of Fixed Income for the last 3 months (applies to payroll payments that have not been paid via BNI or if received in cash/non-bank) | ✔ | ✔ |
| Original Monthly Salary Slip (or Pension Benefit)/Other Proof of Income | ✔ | ✔ |
| Copy of Personal NPWP | ✔ | ✔ |
| Copy of RC loan/affiliate account for the last 6 (six) months *) | ✔ | |
| Copy of the last decree of Regular Salary Increase (KGB) **) | | ✔ |
| Original Decree of the Applicant’s employment assignment | | ✔ |
| Original of the last Decree of the Applicant’s active emplosent status | | ✔ |
| Original of Pension Decree ***) | ✔ | ✔ |
| Latest self-photograph | ✔ | ✔ |
| Proof of office transfer administration of pension benefit payment (for applicants whose pension benefit payment is not yet via BNI) | ✔ | |
| SPP/FPP and SP3R Form | ✔ | ✔ |
| Fixed Income estimation document | | ✔ |
| *) | | Special for BNI Fleksi Pensiun–Take Over. |
| **) | | To calculate the applicant's estimated pension benefit manually. |
| ***) | | Special for prospective pensioners, it is submitted after entering retirement period. |